SBA Loan Processor

Are you looking for a career in a professional work environment where you can achieve personal and professional goals consistently and efficiently? If you are cooperative, supportive, disciplined, and have a people-focused nature, then our SBA Loan Processor position could be a good fit for you. We are currently seeking qualified applicants to work as a SBA (Small Business Administration) Loan Processor at our Colorado Springs, CO or Austin Texas region . The SBA Loan Processor role is a supportive customer facing position that is helpful in nature where much of the work can be accomplished at a steady, even pace. Knowledge of SBA lending practices and attention to detail are essential to ensure compliance and that process and procedures are followed. Interaction with customers requires a professional communication approach where the focus is on completing tasks pleasantly and accurately. The SBA Loan Processor will interview SBA loan applicants to elicit information; investigate applicants' backgrounds and verify references; prepare loan request papers; and forward findings, reports, and documents to the loan administration department. Review loan papers to ensure completeness, and complete transactions between loan establishment, borrowers, and sellers upon approval of loan. Essential Job Functions include (but are not limited to): Loan Origination: Obtain business entity legal documentation. Coordination with departments to obtain appraisals, valuations, credit reports, loan documents etc. Order title commitments, environmental reports, tax transcripts, etc. Loan Servicing: Accept payments on accounts. Follow up on past due payments, with phone calls and/or emails to customers, as needed. Monitor and clear all loan exception items, by contacting the borrower, insurance company, county, etc., to keep files updated with info required by the loan documents. General Administrative: Provide general customer service, including answering customers' questions. Schedule meetings and/or appointments. Prepare responses to correspondence as directed by loan officer. Refer customers and prospects to Treasury Management and Retail Managers, in order to meet their financial needs. SBA Specific: Understanding of System for Award Management (SAM). Create customized SBA Checklist (working from template), detailing required documents needed to obtain bank and SBA approval and for closing. Collect info from checklist, organize in electronic folders, and send follow up emails (with updated checklist) to the borrower to keep them on task, in completing the submission of all items on the checklist Prepare commitment letter from ABC SBA template for lender to review and send. Assist the SBA lender with managing loan exceptions to keep the loan in compliance with bank policy and approvals. Assist with SBA semi-annual report. Assist with response to SBA annual audit. Prepare SBA 10-tab guaranty package. Submit guaranty package to SBA. Assist with follow up on liquidations. Come join the American Bank of Commerce team to find out why our employees love community banking and the ability to serve our customers in our local communities. Benefits: We offer a competitive salary and excellent benefit packages. Benefits vary based on employment status and position but can include: Medical, Dental, Vision, Telemedicine Paid Time off, Paid Volunteer Time, and Paid Holidays Flexible Spending Account, Dependent Care FSA Basic Life and AD&D Insurance, Voluntary Life and AD&D Long-Term Disability 401k Retirement Plan Recruiting Referral Bonus Employee Stock Ownership Plan Gym Membership Reimbursement Program Think this is something you are interested in? We invite you to apply and learn more about our great company! EEO/AA/Background Disclaimer ( bottom of job): If you are unable to submit your application electronically, you may contact the Human Resources Department at so that we may assist you. Our Company assures that all applicants for employment and all of its employees are given equal consideration based solely on job related factors, such as qualifications, performance and availability. Such equal consideration applies to all personnel actions, including, but not limited to, recruitment, selection, appointment, job assignment, training, promotion, merit increases, demotion, termination, pay rates and fringe benefits. The company commits to a rigorous and planned effort to encourage men and women of every race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other non-job-related characteristic to find happy, vital and productive job fulfillment at all levels of our company. Qualified applicants will be required to have a drug screen in addition to background, credit, and reference checks. Required Skills: 1. Customer Service Skills 2. Active learning 3. Active listening 4. Judgment and decision making 5. Monitoring 6. Service Orientation; actively looking for ways to help people 7. Speaking Skills 8. Presentation Skills 9. Time Management Skills 10. Writing Skills 11. Computer Skills; Word, Excel, Windows, internal bank programs Required Knowledge: 1. Clerical 2. Customer Service 3. Computers 4. Sales and Marketing 5. Lending Knowledge 6. ABC Bank Products and Services Knowledge 7. SBA Knowledge and Experience a plus PIba8a0a03e0-