Director of Product Development

About Us Since 1942, Western Mutual Insurance has been a trusted provider of homeowners insurance across the western United States. We have earned a strong reputation for long-term stability, financial strength, and disciplined underwriting. Today we operate in six states - Arizona, California, Idaho, Nevada, Texas, and Utah - with a diversified, high-quality portfolio. Texas is one of our most important growth markets, and we are actively investing in product development and regulatory infrastructure to support that expansion. The Role We are seeking a Director of Product Development to report directly to our Vice President of Underwriting and serve as a key strategic partner on product strategy across our six-state footprint. This role leads product profitability and portfolio analysis, new product innovation, competitive analysis and market research, pricing strategy, underwriting guideline development, and the full regulatory filing process. Given Texas's critical importance to our growth strategy, we're looking for a candidate with deep, hands-on experience in the Texas homeowners insurance market and a proven track record successfully navigating the Texas Department of Insurance regulatory environment.